Glenrose Financial Planners offer a range of independent financial planning services from protection plans to retirement planning. We will work with you in an open, co-operative and communicative way to develop your bespoke Financial Plan. Our aim is to protect and improve your financial position. We are not affiliated with any investment house so you can be sure of receiving truly independent advice that benefits you. From our Office in the Five Lamps area of Derby, we work across the East Midlands to ensure our clients receive expert financial advice that is straightforward, clear and jargon free. Our clearly defined service, transparent fees and effective service proposition has helped build a strong and trusted client-base. As a valued customer your needs are important to us. Our approachable team are able to advise you whatever your financial requirements.
We provide a range of financial advice and planning to individuals and small or medium sized enterprises. We aim to provide high quality advice with an ongoing service to ensure our clients financial plans remain on course. We will ensure that our advice is clear and you feel fully informed and confident after meeting with us. Some advice can be straightforward some more complex, the essential part is that as a client you have full confidence and understanding in your financial plan. We will ensure it is explained in a no-nonsense, jargon free format that gives you back control.
- Investments – Designed to be held for a longer term, usually at least 5 years and can be for a number of reasons. As advisers we will make a client aware of the tax efficiency of each type of investment and how this fits in with an overall personal tax position. Returns, risk and volatility are the factors that will determine a suitable place for your savings. Investment will fall as well as rise and it is important that a client understands the expectations of their investment.
- Pensions – It can be very tempting to put off saving into them. The time when everyone stops working varies tremendously from individual to individual and here at Glenrose we understand this requirement for flexibility. People are living longer and are generally more active and therefore retirement planning can be a shifting platform. The key to advising on retirement is to have plans and discussions in place to cope with this ever-changing environment. We advise clients how to build up a retirement fund by investing over a number of years. In retirement, you can then access your pension to buy yourself an income or draw on it. Most people usually start their pension through their workplace, but you can also set up and manage your own through a personal pension.
- Protection Plans – Insuring yourself against an undesirable event such as sickness or even death may not be a pleasant thing to consider, however the benefit of being able to set financial issues aside at emotionally difficult times can be very reassuring. Life and critical illness cover can never replace the health and wellbeing of someone but it will protect a family and a business and ensure financial security which is so crucial. It also enables partners the time they need to assess what is best for them or a business.
- Tax Planning – Tax planning is a complex but essential part of a financial plan. As advisers we will help you to understand and make best use of the allowances that are available within the products we recommend. Therefore, creating and maintaining the most tax efficient environment for your savings and investments during your working lifetime and after retirement.
The Mill, Lodge Lane